The fastest way for fintechs
to clear bank due diligence.
RAVIQ™ helps fintechs clear bank reviews faster by turning existing compliance evidence - SOC 2, PCI, AML/KYC, and policies - into cited, human-reviewed answers banks can trust.
No customer evidence is used to train shared models. Human approval is required before export.
Incidents are classified P1-P4 under our Incident Response Policy (v3.2, §4), which is aligned to ISO/IEC 27035. P1 events page the on-call security engineer within 15 minutes. Where a personal data breach is confirmed, the supervisory authority is notified within 72 hours in line with GDPR Article 33, and affected partners within 24 hours.
- Source-backed answers
- Human approval before export
- Stale evidence flagged
- Built for regulated fintech & payments teams
Built for regulated fintech and payments teams selling to banks, sponsor banks, PayFacs, credit unions, CUSOs, and enterprise financial buyers.
- PayFacs
- Embedded payments
- Neobanks
- Sponsor-bank programs
- Credit unions & CUSOs
- BaaS
RAVIQ turns compliance evidence you already have into bank-ready response packs. It matches each question in a DDQ, RFP, or security questionnaire to your SOC 2, PCI, AML/KYC, policies, and prior approved answers - drafts a cited answer, flags evidence that's gone stale, and routes it for human approval before export. Built for fintechs, PayFacs, sponsor banks, neobanks, and credit unions.
Watch it run - start to finish.
Synthetic scenario · Novapay → Meridian Bank · open the full interactive demo →Bank diligence is where fintech deals slow down.
Fintech teams usually have the evidence a bank needs - SOC 2 reports, PCI documentation, policies, prior answers, AML/KYC materials, and operational controls. The problem is that evidence is scattered across folders, tools, spreadsheets, and people. Every DDQ or security review restarts the same manual chase.
Based on industry DDQ research and customer discovery.
Every approved answer makes the next review faster.
When a reviewer approves an answer, RAVIQ saves the response, citations, source documents, approval history, and freshness status. Similar questions can be answered faster next time - without starting from scratch.
- ✓Reuse approved responses across banks and buyers
- ✓Track when each piece of evidence was last used
- ✓Detect stale documents before they ship
- ✓Flag missing support so nothing goes out unbacked
- ✓Keep reviewer accountability on every answer
Designed for sensitive compliance evidence.
RAVIQ is built for workflows where trust matters. Customer evidence should remain private, access-controlled, auditable, and reviewable.
Built with SOC 2 readiness controls in mind. RAVIQ is not claiming certification it does not yet hold; verified attestations will be published as they are completed.
Teams are designed to shorten the time from "questionnaire received" to "reviewable draft" by reusing approved, cited answers instead of rewriting them from scratch. Measured results from design-partner cycles will be published as case studies as they complete.
Have a live DDQ or security questionnaire?
Bring one real questionnaire. RAVIQ will help turn your existing evidence into a cited, review-ready response pack, so your team can see the workflow before broader rollout.
Terms used across compliance evidence workflows.
- Bank DDQ (Due Diligence Questionnaire)
- A structured set of questions a bank or regulated partner sends to assess a fintech’s compliance, security, risk, and operational controls before approving a relationship.
- Sponsor bank diligence
- The review a chartered bank performs before providing a fintech or PayFac access to payment rails, covering information security, AML, vendor risk, and regulatory controls.
- Security questionnaire
- A recurring questionnaire covering SOC 2, PCI, encryption, access control, BCP/DR, and incident response that a buyer or partner sends before onboarding a vendor.
- RFP / RFI response
- A formal request for proposal or information, often including security and compliance sections that require evidence-backed answers.
- Approved Answer Memory
- A reusable library of previously approved answers, citations, source documents, approval history, and freshness status - so similar questions are answered faster next time.
- SOC 2
- An independent audit report assessing a service organization’s controls over security, availability, and confidentiality.
- PCI DSS
- The Payment Card Industry Data Security Standard governing how organizations that handle cardholder data protect it.
- AML/KYC
- Anti-money-laundering and know-your-customer controls used to verify identity and detect illicit activity.
- FFIEC-aligned risk review
- A review of IT and information-security controls aligned to the risk areas in the FFIEC IT Examination Handbook that bank examiners commonly assess.